South Carolina Criminal Lawyer Blog

Insurance fraud involves the submission of fraudulent insurance claims in order to gain money or property. The intention to defraud the insurance company is the focus of this type of crime. Insurance fraud investigations maintain a rigorous and thorough procedure that is utilized to not only determine the validity of any and all insurance claims, but also to study patterns and trends within insurance claims with the hopes of catching individuals attempting to commit acts of insurance fraud.

The following are the most common types of insurance fraud:

1) Health insurance fraud
• Exaggerated injuries reported to an insurance company
• Falsified medical documents, which can include medical reports or medical bills reported to the insurance company
• Falsification of events that had taken place resulting in an injury, which are reported to the insurance company.

2) Life insurance fraud
• The falsification of death records or death notices reported to the insurance company
• The murder of an individual in order to collect the life insurance policy belonging to them
• Marrying an elderly person or a person at a high risk for death in the attempt to collect their life insurance policy.

3) Government insurance fraud
• The submission of fraudulent financial reports in order to collect welfare or government assistance
• The submission of fraudulent employment claims in order to receive unemployment benefits
• The submission of false reports of pregnancy in order to unlawfully receive maternity benefits
• The submission of fraudulent claims with regard to an injury sustained in order to unlawfully collect worker’s compensation.

Individuals are encouraged to consult with an insurance fraud attorney specializing in criminal law and, if possible, those who focus on criminal law and defense. In the preparation of a defense, the individual may be asked to provide the nature of the insurance fraud in question, any included threats, the biographical information with regard to any and all victims, any previous arrests and/or convictions, evidence and witness testimony, full account of the details surrounding the event in question, and the arrangement for bail or bond.

If you or someone you know has been charged with insurance fraud, call one of the experienced fraud lawyers at The Mace Firm. Our Myrtle Beach fraud attorney is ready to speak with you about your case today.